French startup Memo Bank has unveiled three different plans for its new customers. The company is building a business bank for small and medium companies that generate between €2 million and €50 million in annual turnover. Earlier this year, Memo Bank obtained licenses from the French regulator (ACPR) and the European Central Bank to become a credit institution. It can provide all the services you’d expect from a business bank, from current accounts to credit lines. On paper, Memo Bank’s current accounts look a lot like a software-as-a-service product. There are three different plans. For €49 per month, you get one user account and each additional account costs €10 per month. You get 20 transactions in and out per month, each additional transaction costs €0.40 per transaction. For €149 per month, you can create as many user accounts as you want and you get 200 transactions per month. Once again, additional transactions cost €0.40 per transaction. And if you handle a lot of trans...